Scroll down, please. Submit a Joke | nLatest Jokes | nSearch | nPopular Jokes | nAnimal Jokes | nBar Jokes | nBattle Of Sexes | nBlonde Jokes | nCelebrity Jokes | nCollege Jokes | nComputer Jokes | nDaily Life | nEthnic Jokes | nLawyer Jokes | nLight Bulb Jokes | nMisc Jokes | nNerd Jokes | nOne Liners | nPolitical Jokes | nProfessionals Jokes | nRelationships Jokes | nReligion Jokes | nR Rated Jokes | nSports Jokes | nWorkplace Jokes | n Top | Daily Life | Insurance A client called to report an accident and ask if her insurance rates would go up. \"Our underwriting department determines that\", I said. Then I asked for her license number. Verifying her information, I asked, \"NMF? Is that N as in Nancy, M as in Mary, and F as in Frank?\" \"Well... yes,\" she said. \"But could you please tell your underwriters that it\'s also N as in Not, M as in My, and F as in fault?\" Rate this Joke (Added: 2004-09-22 Rating: 1.00 Votes: 1) Submitted By: Unknown